too hot candy heartsAs you all know I love being a DINK.

Don’t get me wrong, children are ok too, but they just aren’t for me.

I enjoy being a DINK because of the freedom, the financial stability, as well as the flexibility. Sometimes, I wish that I would have children when I was in my early twenties because now it would be over with and my child could be 5 years old. Now that I am almost 30 years old (in October) there are too many questions and variables in the kid equation.

Being a DINK allows my boyfriend, Nick, and I to travel freely. We can book a last minute trip or take a weekend drive whenever we feel the sudden urge to get away from the city. It is also a lot easier to book a vacation for two rather than a trip for an entire family. This is only in reference to the planning of the vacation, it is not even discussing the financial cost and added expense of having children.

I enjoy spending my financial overflow on myself and our apartment. The cost of raising a child is unbelievable high, not to mention the cost of a college education. I like the feeling of having money in my bank account, and being able to buy nice things for myself whenever I see something that I like. I don’t think that I would be able to be as selfish with my money if Nick and I had children. Kids become the priority. Our lives and our finances are no longer ours. We would be working for someone else.

Flexibility is another amazing benefit of being a DINK. If Nick and I want to go out one night after work we can do so, without any prior notice. If we don’t feel like cooking one night we can go out to eat, without having to bundle up our kids or arrange for a babysitter. I don’t have the pressure of making it home by 5:30 pm in order to have dinner on the table every night by 6:00 pm.

I definitely enjoy being a DINK but, if for some reason I became pregnant I would definitely adapt to, and hopefully enjoy being a mother. But for now, being a DINK is my priority.

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Check out some of these great reads from over the week. Happy Friday everyone!

Secrets of extreme savers @ Free Money Finance
United First Financials for sale? @ Bargaineering
5 Things to Always Keep In Your Car @ Budgets Are Sexy
Dishonest Branding, Coke and Vitaminwater @ Exile Lifestyle
Auto Forums and YouTube can make you a weekend mechanic @ Clever Dude
Carnival of Personal Finance #270 – Elvis is Dead ed. @ Live Real, Now
Festival of Frugality #243 – Cruising Ed. @ Simply Forties

( Photo By CarbonNYC )


This entry was posted in Budgets, Couples, Money Management by Kristina Tahnyak. Bookmark the permalink.

Avatar photo About Kristina Tahnyak

Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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