Hello All,
Like most people, you are probably looking for ways to save a few bucks on your budget. Well, here are eight ways to trim the fat.
1) Make your own coffee in the morning or drink free coffee at the office. Don’t go to Starbucks or Dunkin Doughnuts.
2) Buy a used car. You’ll certainly pay a lower price and you’ll probably save a few bucks at the DMW or possibly on your insurance as well.
3) Carpool. If its convenient, try getting together with coworkers and organizing a carpool. You’ll save on ton on automobile costs.
4) Music downloads. Don’t pay for CDs or downloads. Try free on-line services like Youtube or Pandora. They cost nothing and have a huge selection.
5) Do your own nails. Miel does this frequently. The cost for nail polish, nail files, etc. over the long run is less than you’d pay for day spa visits.
6) Buy generic. Most of the time its the same stuff anyways, especially for staples like flour and sugar.
7) Buy off season. Instead of getting gift trimmings during the holidays, get them during the summer. The same with clothing: buy summer stuff at the end of the season or winter clothes at the end of the winter for maximum savings.
8) Increase your insurance deductible. Most of the time, you really only need insurance to protect against a disaster, so a high deductible is probably okay.
Hopefully these ideas help you save money on lots of products!
James
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