Summer is here and there are many things you can do to take advantage of the weather and sunshine. We all know that prices are going up across the board, so now is a good time to slip into summer savings. These tips will not only save you money, but make it more enjoyable as well.

  • Find a free concert or movie in the park.
  • Walk or bike to work if you can.
  • Go camping instead of to a resort or the like.
  • Take local trips that don’t require lots of driving or flights.
  • If you do have to rent a car – get a prius to save money on gas.
  • Find a friend with a boat for some cheap summer fun.
  • Fill up your tires and reduce your gas bill.
  • Pack lightly on car trips to save more money on gas.
  • Enjoy summer festivals in your area.
  • Go to the community pool.
  • Play in the park.
  • Exercise outside rather than paying for indoor activities.
  • Bring water with you.
  • Go watch fireworks rather than buy them.
  • Get locally grown produce at your local farmer’s market.
  • Have a bar-b-que instead of going out to dinner.
  • Use the oven less to keep your house cool and your bills down.
  • Turn down the heat on your water heater.
  • Use a drip sprinkler to save on your water bill.
  • Grow your own vegetables.
  • Go fly a kite.
  • Skip the movies and go on a walk instead.
  • Put your thermostat on a timer to save dough.
  • Keep your temp a degree higher than you might like it.
  • Open your windows at night to let in the cool air and sleep al fresco (depending on where you live!)
  • Go pick your own fruit and berries.
  • Better yet, try canning or freezing fruit and veg to store up for the winter and keep the savings going.
  • The one place not to scrimp: sunscreen! You can slip on a shirt or hat to protect as well!

Readers: If you’ve got more tips you’d like to share we’d love to hear them!

Happy Summer!

Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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