Today’s Money Saving Tip is:

Order water. When you go to a restaurant, consider ordering tap water instead of soda or beer. Sodas can cost at least $1.90 and in some places beers are more than $4.00. The charge could go even higher if you have to pay sales or restaurant tax! On the other hand, if you order water, you won’t be charged a thing.

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

Couples Finance

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