Switzerland is not the place for you!

We DINKS have been in Switzerland for about a week now and can attest to the Swiss having the reputation of the most expensive country in Europe. We selected Switzerland because it was the only country in Western Europe that Miel hadn’t been too, plus James speaks German, and it is moderately half way between DC and Kabul. We didn’t consider the fact that Miel may have avoided Switzerland in her days of backpacking, as your money doesn’t go far around here.

Speaking of which, the decline of the dollar is definitely felt as we are roughly equivalent to the Swiss Franc. The difference is that your average meal, not at the spendier places, is around $20 each, plus $5 for a soda. Vending machine prices are about 4 bucks for a pack of candy and large lattes at Starbucks are $9. As you can imagine, we haven’t gotten “mein latte” from Starbucks this trip.

We are currently in Interlaken, and the train ride up to the highest peak in Europe is $173 per person. Yikes! We did just get a fabulous dinner and beer for a steal of $40 at the local pub.

The moral of this posting is…Go to Switzerland. Get sticker shock. Enjoy the Alps. Enough said.

Best,

Miel&James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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