We’ve decided to declare this week credit card week. All week we’ll be focusing on credit cards, the good, the bad, and the ugly.

We will take a look at what the situation looks like in American credit card debt, how credit cards affect your credit rating, reward cards, you name it, we’ll discuss it.

As always, we love to hear from our readers who have comments. It is great to hear how others view finances.

Happy reading and enjoy your week!

Miel & James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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Budget Template
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