Sadly, these workers will be too dependent on Social Security benefits to have a comfortable retirement.
Many of these workers will claim benefits before their full retirement age (FRA) and receive lower benefits as a result.
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According to recent data from the New York Federal Reserve, our $1.38 trillion in outstanding student loan debt is second only to mortgage debt but comes with a higher delinquency rate.
As of the end of 2017, approximately 1.3% of mortgage balances were delinquent by ninety or more days. With student loans, the delinquency rate is a startling 11% – and that figure understates the problem.
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It began as the punniest holiday ever but quickly grew into an earnest (if somewhat random) celebration of the long-running (and still going) Star Wars franchise. (more…)
Why do you even bother signing your credit card receipts? Nobody ever looks at it. You could write your name, Donald J. Trump, Samuel L. Jackson, or Bullwinkle J. Moose and nobody would care – would they? (more…)
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