Happy Friday Dinks.  I know I usually make polite conversation and share my favorite links from around the web with you on Fridays, but today we’re going to do something different.  I’m going to roundup the best and worst things that happened to me over the last week.

As a financial planner I’m around all things money-related in my professional life.  However after 5 pm money seems to follow me home.  This week I had some pretty interesting things happen when it comes to money.

Just think about that for a second.  What happened in your money life last week?  I’m sure if you think back you’ll have some stories to tell.  This is what happened to me:

Monday

I helped a woman at the grocery store figure out why her card was being declined.  It turns out the transaction wasn’t going through because the woman was travelling from overseas and forgot to advise her credit card company.

This is a lesson learned for all travellers around the world, always advise your credit card company or bank of travel plans before you leave the country.  It will help avoid a lot of stress while trying to enjoy your vacation.

Tuesday

It was finally nice outside so I decided to walk around on my lunch hour.  I ended up at H&M looking for a new bag, but I walked out with a $14 dress.  It’s yellow and it’s super cute.  I have two other dresses in the same style and therefore I didn’t even need to try it on.

That’s my kind of shopping – cheap and fast.  Perfect lunch hour.  If you need summer dresses I suggest you head over to your local H&M because the new collection is out and it’s colorful and cute.

Wednesday

I was accused of stealing someone’s wallet.  During a train ride for a business trip the man sitting across from me lost his wallet.  I offered to help him look for it and even tried to calm him down as he was stuck on a train and in a total panic about losing his wallet.

I thought I was being nice but he had the nerve to accuse me of stealing his wallet.  He implied I was only trying to help out because I was trying to deflect any suspicions.  Can you believe the nerve of some people?

Thursday

I spent quite a bit of money yesterday on food and snacks.  I finally joined the Starbucks loyalty program in an effort to get perks for my random Starbucks visits.  Well the plan completely backfired and it has actually kicked my casual iced coffee habit into a full blown addiction.

I don’t think I’ll be adding more money onto the card.  I do have to admit the function of paying with an app instead of money, a debit or credit card or a gift card is very cool.  I’m just going to limit my visits because I don’t want the loyalty program to be a reason for my visits, I want my rewards to be a perk for my occasional spending.

How was your week with money?

 


This entry was posted in Credit Cards, Weekly Recap by Kristina Tahnyak. Bookmark the permalink.

Avatar photo About Kristina Tahnyak

Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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