Happy New Year Dinks.  Did you survive the holidays with your brain and your budget intact? I know that the holidays can be a stressful time – both emotionally and financially and stress can definitely take a toll on your relationship.  But the great thing about being a Dink is that you can rely on your spouse for moral and financial support.

What do the holidays mean for you?

For some people the holidays are an exciting time filled with gifts, dinners, family and friends.  But what if the holidays are more stressful than they are fun?  If you are like me then your parents are divorced and the holidays include running from multiple dinners and parties while trying to be on time so that I don’t hurt anyone’s feelings.  My parents have been divorced for many years but they still take it as a personal vengeance if I spend more than five extra minutes with the other side of the family because “it cut’s into their time.”

My boyfriend Nick and I both live far away from our families and this year we decided to avoid the hectic holidays.  This year we just stayed home and spent a quiet few days indoors with good food, good music and a lot of Netflix.   I am not going to lie, this was one of the best holidays that I have had in a long time.  I do love my family but I can definitely live without the stress of the holidays.  I’m 33 and it’s time I start my own traditions, so that’s exactly what I did.

Starting our own Christmas traditions

Staying home for the holidays saved me a lot of time and travel costs.  It takes literally an entire day to travel to my hometown from where I live now and although I sleep for most of the train ride, it’s eight hours that I could be doing something else.  After Christmas morning with gifts and a really great breakfast, this year I spent Christmas Day in my pyjamas watching movies on Netflix while my boyfriend Nick watched five NBA basketball games.

Every year when Nick throws himself into a ball of NBA holiday cheer I always tell him “those NBA players could be home with their families, if you weren’t watching the game.”  Every single year Nick responds with the exact same response “Getting a pair of NBA tickets as a gift is the best Christmas present ever.”  Although I am not a sports fan, I have to admit he may have a point.  All the kids at the games looked so happy and filled with joy.

Not apologizing for my choice to stay home

Of course not going home and doing what I want comes with repercussions.  My family, actually my mother, was not happy that I didn’t come home for the holidays and as bad as this may sound I really don’t care.  I had happy holidays and I am not sorry for that.  I spent five awesome days with my boyfriend relaxing and taking a much needed break from my life and it was totally great.  It was actually the perfect way to start the New Year…focusing on my personal health and my relationship.

Photo by DrunkenMonkey

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Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.


This entry was posted in Conflict, Family by Kristina Tahnyak. Bookmark the permalink.

Avatar photo About Kristina Tahnyak

Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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