how to pamper your baby... by nicephore.
I am 29 years old and I am a DINK.  I am in a dual income no kids relationship.  I enjoy working and I enjoy spending my money on clothes, trips, and (more recently) my car.  However, as I get closer to becoming 30 years old (in October) I am starting to ask myself…Do I want Kids?

I don’t think that I do, because children seem like kind of a hassle. Kids are loud and needy, and they take up a lot of time.   Now if I want to go out to a movie or for drinks after work I can.  If I don’t feel like cooking dinner I can have a bowl of cereal.  If I want to take a nap after work and eat later on at night I can.  However, when you have children, you need to have dinner on the table every night.  You need to have a daily routine.

I haven’t spent a lot of time with anyone under the age of 20 years old. I babysat for a bit when I was in my teens, but other than that I don’t have any contact with children. None of my friends have kids. I also don’t have any living things in my apartment. Not a plant, not a dog, I don’t even have a goldfish. I have never really taken care of anyone or anything except myself.  Maybe I am selfish, but maybe I am smart.

This past weekend I was shopping in the mall and I was in a woman’s clothing store.  As a mother tried on her clothes she left her child to run around like a caged animal who had just been released. When I looked over to see what the crazy kid was doing, I realized that he was licking the mirror.  Yes, you read it right! The little kid was putting his saliva all over the public mirror.  As if that wasn’t bad enough, the proceeded to make “finger paint drawings” with his own spit. How gross is that? No, I don’t think I want kids.  Or do I?

I do know that I don’t want to regret my decision not to have kids later on when I am 40 years old. I don’t want to wake up one day in 10 or 15 years and wish I had children. I am at a crossroads, when I am at a personal crossroads in my life I make lists.  It helps me to regroup and in a way it calms me down. So here it is… My Pro and Con List for Having Children:

PROS:

  1. You will never be alone
  2. You can share your wealth with another person
  3. ???
  4. ???
  5. ???

CONS:

  1. You are responsible for the kid “until death do you part”
  2. Kids are Noisy
  3. Kids are Dirty (I hate germs)
  4. Kids are Expensive
  5. ???

That’s all I could come up with, and you can see, the Cons outweigh the Pros. Can you help me fill in the blanks?

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Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.


This entry was posted in Couples, Kids and tagged by Kristina Tahnyak. Bookmark the permalink.

Avatar photo About Kristina Tahnyak

Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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