Here is a quick thought.

A major cause of conflict in marriages is money. However, an important factor to remember is that most issues around money, aren’t really about the money at all. Instead what people are having conflict around is aligning different value systems each person brings into the relationship.

So, when a couple is having conflict around budgeting or the like, what is happening is they are actually trying to reconcile the different values that each person brought into the relationship. The values are important, and in a lot of cases asking your partner to give up their fundamental values is a non-starter. It won’t happen. It’s like asking someone to give up an internal organ.

This is because values give us the importance we place in our financial decisions. For example, one partner may place a huge importance on security and planning. When the other may value thing like freedom or new experiences. So, the first person may want to maximize savings, and adhere strictly to a budget. The other person may want to spend more on vacations, a car or better quality food.

So, disagreements about money are often not about the money – they’re about values.

For more great Dinks articles, read these:

What Dave Ramsey’s Take On Marriage is Missing

Four Suggestions For Newly Married Couples

Getting Together, Getting Hitched


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Avatar photo About James Hendrickson

James Hendrickson is an internet entrepreneur, blogging junky, hunter and personal finance geek. When he’s not lurking in coffee shops in Portland, Oregon, you’ll find him in the Pacific Northwest’s great outdoors. James has a masters degree in Sociology from the University of Maryland at College Park and a Bachelors degree on Sociology from Earlham College. He loves individual stocks, bonds and precious metals.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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