Photo by Ibrahim Boran on Unsplash

Should You Split Checks Evenly with Your Spouse?

You know the awkward moment when you’re sitting in a restaurant, having enjoyed an excellent meal and great company, when the check arrives. Should you divide the amount among all diners? Should you pull out your calculators and determine who owes what? That situation can get even more awkward if you’re deciding if you should split checks evenly with your spouse.

Should You Split Check Evenly with Your Spouse?

The answer, of course, is it depends.

You Combine Finances

If you combine finances, you don’t have a reason to split the check. What you pay to go out to eat is drawn from the same pool of money, so there’s no need to worry about who orders what or how expensive each person’s meal is.

You Keep Separate Finances

If you keep separate finances, you have a few options.

Split Checks Evenly with Your Spouse

The simplest method is to split checks evenly with your spouse. If your bill comes to $52, you each pay $26 and leave half of the tip. This is a quick way to determine who pays what and works fine if you each order roughly the same priced foods.

Unfortunately, that is not always the case. If one of you routinely spends more than the other, you may want to take a different approach.

Ask for Separate Checks

Split Checks Evenly with Your Spouse?
Photo by Maddi Bazzocco on Unsplash

When my husband and I used to go out frequently, we’d usually have a disagreement about the cost. I liked to go out to eat several times a week. However, I tried to buy more reasonably priced items on the menu so we could go out more often.

My husband, however, had the opposite approach. He would prefer not to go out as frequently, but when we did go out, he liked to really enjoy himself. It was not unusual for him to buy lobster or an expensive steak. His portion of the tab would be double my portion.

If this is the situation with your spouse, splitting the check evenly is not fair. Instead, you should ask for separate checks.

Agree to Your Arrangement Beforehand

Whatever arrangement you pick for how to pay, make sure that you agree before you go to the restaurant. This will help you avoid a potentially awkward situation.

In our situation, we bickered over the best way to eat out for a year or so. Then, I realized that he was never going to change, and we only went out to eat once a week. Now, years later, we only go out to eat about three or four times a year, so we both order whatever we want and enjoy the meal.

Final Thoughts

Should you split checks evenly with your spouse? That depends on how you handle money within your relationship and if you order roughly the same-priced food.  Since dining out is such a large part of our American lifestyle, try to determine which method works best for you so you can iron out your arrangement early in your relationship. Then, you have more time to enjoy dining out peacefully.

Read More

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Here Are Some Easy Ways to Save Money on Food

The Three Dumbest Money Mistakes You Can Ever Make

Reasons Why Couples Should Split a Tax Refund

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her reading a good book, cooking, or traveling. She resides in New York where she loves the natural beauty of the area.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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