With summer just around the corner, many people will be heading to their local pool for the first swim of the season. Others, however, will be skipping the trip, instead making use of the pool they’ve added to their backyard. If you love swimming and want to enjoy this pastime on a regular basis, you might be considering adding a pool to your own home, but is it worth the investment? What does a pool add or take away from your home? Here are just a few of the pros and cons to consider before you take the plunge and install your home’s very own pool.

Personal Health

One of the top benefits of owning your own personal pool is the health benefits it can provide. Swimming can be an effective form of low-impact cardiovascular exercise, making it an excellent choice for those suffering from joint pain. In all US states, 1 in 25 working-age adults face limitations they attribute to arthritis, but swimming provides a pain-free option for exercise.

Additionally, swimming targets different muscle groups than many other forms of exercise, due to the unique effect that an effectively lower-gravity environment can have. The human body has more than 650 muscles, and many of them don’t get as much use as they should; swimming can help strengthen these muscles. Installing a pool in your own back yard means not having to go to the local gym to access this type of exercise regularly. And since only one in three children is physically active every day, having a pool can provide health benefits to the entire family.

Entertainment

If you find yourself entertaining guests frequently, a pool can be a great addition to your home. Guests will greatly appreciate this way to relax at the end of a long day, and a pool can be a great location in your home for a get-together. Come spring and summer, your home will be the talk of the neighborhood, so if you already invite plenty of guests over, get ready for even more once you add your pool.

Home Value And Finances

With all the practical benefits of pools, what about the financial elements of having your own pool? In this case, the decision isn’t quite as clear-cut, but still holds more positives than negatives for homeowners. Pools do cost a considerable amount to install, but can cost even more still when you consider the maintenance costs for owning a pool. Between filters, pool covers, and chemicals to maintain the pH balance of the pool, the regular lifetime expenses associated with pool ownership can add up. That being said, a swimming pool can boost your home’s value by up to 7% when it comes time to sell your home again, meaning it will ultimately help pay for itself in the end. Additionally, because you won’t be spending money on pool trips elsewhere, you’ll be saving money that way as well.

Installing a pool can be a bit expensive, but for many homeowners, it’s well worth the investment. Would you ever install a pool in your backyard? Why or why not?

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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