small business, entrepreneur, tools for small businessesGood morning Dinks.  I don’t know if I ever mentioned this but I have like eight jobs.  I work a regular 9 to 5 in an office then I have a side hustle.  I have several different clients at the moment, so to say I’m a busy is an understatement.

On the fifteenth of every month (that’s usually when I start to get tired from lack of sleep) I ask myself “Why am I doing this?” then at the end of the month when I get paid I’m reminded that all my hard work paid off.

One of my freelance clients actually asked me to come on full time and I declined.  They offered me everything I want in a job – a good salary, travel benefits and flexibility.  But I politely declined because “I like my situation.”  And that’s the truth.  I enjoy having a 9 to 5 with a corporation and side hustles with start-ups and small businesses, it’s truly the best of both worlds.

I started my blogging side hustle in 2009 after the market crash and over the last six years (wow where does the time go) it’s flourished into a successful content and social media management business.  Not to sound too cliché but over the years I’ve learned to work smarter, not harder.

Every night I stayed up without sleep and every day that ended in tears all pays off when I look at what I’ve accomplished – but it didn’t come easy.  The great thing about working for yourself is that you can change anything you want to at anytime.  Every time a process drives me crazy I complain about it for a day then I change it.  I’ve learned that a few key tools can make your business more efficient, more profitable and just easier.

These are six things my business can’t live without:

Hands free headphones.  This is the ultimate multi tasking tool for any business owner.  If you don’t want to be stuck on a phone call doing nothing but listening then get yourself hands free headphones.  Be sure to get a pair with noise cancelling capabilities otherwise the person on the other end will hear everything going on around you.

Unlimited minutes talk plan.  Saved. My. Life. And my business.  I used to run out buying phone cards every time I needed to call a client.  Now I can talk to anyone in North America at any time.

A laptop.  Entrepreneurs – especially online entrepreneurs – can work from anywhere.  A laptop and other mobile devices like a smart phone and a tablet can help your office truly be remote.

Good employees.  This was a mistake I made early on.  I was so into being a boss that I posted an ad on Craigslist and hired two employees before I even had work for them.  That’s a mistake you only make once.  Now I contract out work from existing connections and referrals, no more job postings for me.

Skype.  Thank the higher powers at be for free international calling anywhere in the world.

A good spouse.  I am so thankful that my relationship survived my career change because running a business isn’t easy.  It takes a special person to support their spouse through self employment. Love you!

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Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.


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Avatar photo About Kristina Tahnyak

Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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