My Money Meltdown

After yesterday I just want to put my head in the sand.  Have you ever had a bad money day?  Just one of those days when nothing, and I mean absolutely nothing, goes right.  Well yesterday I had one of those days and today I just can’t seem to let it go.  So what better way to get over something than talk about it to death.

Today I feel like I have a bad money hangover.  My mood isn’t as bad as it was yesterday but the more I think about what happened I more upset I get.  I am just sitting here going over and over all the details of my day from 8 am to 10 pm piece by piece thinking about what I could have done differently.  I wish I could say I would have acted differently to prevent the horrible happenings of yesterday, but the truth is there was absolutely nothing I could do.

All of my money mishaps where no thanks in part of my actions.  It was just one of those days when the Money Gods weren’t on my side.  All day one thing after another related to money just went wrong.

What happened you ask?  What could be so bad that it’s still bothering me 24 hours later and will probably continue to bother me for the next three days?  OK here we go.

I started the day off on the wrong side of the bed

Our power went out over night and my alarm clock didn’t go off.  I woke up at 7:57 am and I had to be at work for a meeting at 8:30 am.  This resulted in a five minute shower and a $12 cab ride.  I usually walk the 35 minutes to work in the morning so paying $12 started off my day on the wrong foot.

I don’t mind paying for convenience sometimes, but this was completely unnecessary.  I like to walk to work because it lets me get some fresh air and it’s actually relaxing.  Rushing to work in a cab and arriving three minutes before my meeting was not how I wanted to start the day.

Our credit card has fraudulent charges from Europe

$297 in fraudulent credit card charges.  Mid day I was checking our account balances online and noticed that our credit card was charged three times  for the same item.  Nick is a huge Formula 1 fan and he wanted to buy a collector’s item from Mercedes Benz.

With shipping, handling and taxes the item cost $99.  In my opinion this is a lot of money for something that will never be used, but that wasn’t my call.  Now Nick is in talks with European company to see if three items are actually being shipped or if they just charged us three times.  Stay tuned.

My hair appointment was a total disaster

After work I had a hair appointment with my usual hair dresser to dye my hair.  I had budgeted $50 for the dye job because that’s what I paid back in November.  I wasn’t getting my hair cut, just dyed and a blow dry.   My hair dresser was overbooked and I spent two and a half hours at the salon for a service that should take no more than 60 minutes.

When I got to the cash the total was $123:  $70 for the dye job, $37 for the blow dry plus taxes.  I really hate overpaying for a service, especially if I’m not happy with it.  I waited 45 minutes for my hair dresser to blow dry my hair, paid $37 for it then….got off the subway in a downpour.

Oh yes it was a bad money day!

Photo by tahnyakristina

Kristina Tahnyak

Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.