James & I were pretty stoked in October to finally reach the Million Dollar mark!

We were even more fortunate to review our finances at the end of the year and see that we had increased another 3.1% in the last three months, an increase of $33k. Increasing by $10k a month starts to take things to the next level, especially as that starts to compound.

DINKS Dec 2013 Net Worth

This is up a whopping 24% from only last year. Granted, the S&P500 is up 29% this year, so we are actually just shy of keeping up with the market.

Clearly the driver here has been increases in our stock market investments, which are mostly in retirement 401ks and ROTHs.

How often do you review your net worth? Have you seen the needle move this year?

Happy Investing!

Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

Couples Finance

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