Good morning Dinks. What is it that you want out of life? Maybe you want to be successful, maybe you want to be rich, maybe you want to be famous or maybe you want to be happy.  If you want to be or have something in life that you don’t have right now my question is – what’s stopping you from achieving it.

If we gave you $1 million to give up your dream would you do it?

Just think about that for a minute.  Every day we wake up and go to work (or stay at home and work if you are self employed) to earn money and work towards our personal goals. But what if you no longer had that dream?  Would you still work?

If someone gave you $1 million in cash today to completely forget your old life, your job and your dreams, would you do it?  For some of us the start over may be coming at the perfect time. But for some others maybe you have been working towards your goals for so long that you wouldn’t even know what to do every day if you weren’t working towards them.

Maybe you would keep working because $1 million isn’t enough for you, and if it’s not then how much would it take for you to give up your dreams and create new ones?

What I would do with my $1 million

If someone handed me a million dollars to give up my dream of moving to NYC and my dream of becoming an author, I would probably do it and use the money to create new dreams.  Maybe I would move to Europe to a country where I no longer have to endure the harsh snowy winters of the cold Northeast.  I would start a foundation to help children learn about money management, learn how to work to earn money, how to save for college, what to expect when living on your own in college and learn how to use credit cards responsibility.

Maybe I would be an educational board game, like the Game of Life minus the marriage and kids factor.  Maybe it would be a semester long course in school, or maybe it would just be an assembly where we talk to kids and answer their money questions.

One of the main problems with youth today is that everyone wants to preach to them, but no one listens to them.  If I could create a forum where I could talk with kids about money and answer their questions, instead of just preaching to them while they are looking at the clock waiting to be dismissed, I think the world would be a better place. But this is a backup plan, it’s just something that I am thinking about, it’s not my dream.

But for now I’m keeping my dream

I like having my goal of moving to NYC because it gives me something to look forward to.  I am not 100 % sure that I would be willing to accept a large sum of money to know that it will never ever happen in my lifetime.  That’s kind of sad, isn’t it?

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Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.


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Avatar photo About Kristina Tahnyak

Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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