Good morning Dinks.  Today we are talking about something that I really don’t like…wasting money. If I pay for food that’s not good or go and see a movie that I don’t like I get really upset about it and it bothers me for at least a day or so.  I don’t mind spending money on good food and quality clothes but I really really hate wasting money.

Don’t waste money, just do what you love

Think about the last time that your friend asked you to do something that you really didn’t want to do, now think about what you would rather be doing.  9 times out of 10 when my friends ask me to spend $15 on a movie that I really don’t want to see or $25 on dinner at a restaurant that I really don’t want to go to I always think to myself, oh I don’t want to spend money on that, I’d rather go to Starbucks.

Yesterday I had lunch with one of my colleagues at a new cafe-style restaurant that opened up near our office building where we paid $10 for half a sandwich and a bowl of soup, $13 including a drink.  The soup was warm and the sandwich was not filling.  After we left the cafe I looked at my co-worker and said “We should have just gone to Starbucks because we could have bought a coffee and a scone for half price.”

Trying something new could be costly

Starbucks never disappoints.  In all my years of drinking Caramel Frappuccinos and Spiced Pumpkin Lattes I have never thrown out my drinks or food from Starbucks.  I have been in Starbucks cafes all over North America and not once have I ever regretted my purchase.  Why is that? It’s absolutely because Starbucks is always a good decision.

I’d rather go to Starbucks is a little game that my friends and I play when we really don’t want to go somewhere but don’t want to hurt someone’s feelings.  When you say “I’d rather go to Starbucks” it means that you would rather spend that money on something else, something better than the offer. It doesn’t necessarily mean that you absolutely want to go get a latte at Starbucks; it just means that you would rather be doing something else.

What would you rather do with your money?

The next time your friends, co-workers and family ask you to do something that you really don’t want to do and spend money on  something when you would rather spend the money on something else, just tell them…”No thanks, I’d rather go to Starbucks.”

Now it’s your turn.  Tell us something that you would rather go to Starbucks than spend money on.

Here are three of mine…

 

– Seeing the Steve Jobs movie again.  I would definitely rather go to Starbucks.

– Eat Indian food.  I really hate curry and anything spicy.

– Discount shop at outlets.  I love a good deal, but shopping in crowded outlets with only one of everything really drives me crazy.

 

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Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.


This entry was posted in Budgets by Kristina Tahnyak. Bookmark the permalink.

Avatar photo About Kristina Tahnyak

Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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