Good Morning Dinks. As you may remember I am Canadian, but I have the need for a U.S. banking relationship so that I can be paid by my American employers. After researching many different U.S. banks, including Bank of America and Chase Manhattan, I finally decided to open a bank account with TD Bank.
Before we go any further I just want to say that this post is 100% my opinion and it is in no part fully or partially sponsored by TD Bank. I have been banking with TD Bank for over a year now and I am absolutely satisfied with their service. Every time I visit my home branch in on Wall Street in New York City I receive excellent service from the tellers and from the personal bankers, every time I call the customer service line I receive quick friendly service.
TD Bank recently introduced some very innovative cross border banking services that allow Canadians to bank easily in the U.S. and vice versa. If you spend money, pay bills or travel across the border for personal reasons or for business trips then check out these great new services from TD Bank that make cross border banking easy.
TD Bank has recently introduced some very innovative cross border banking services that allow Canadians to exchange and transfer their money to the United States (and from the U.S. to Canada) at preferable rates and without fees. Greg W. Quinn is the Vice President of the Cross-Border Customer Experience at TD Bank Group. He says that Canadians will now have the same comfortable banking experience regardless of which side of the border they are visiting. Canadians can expect the same great customer experience from TD Bank, America’s Most Convenient Bank, as they have come accustom to from its Canadian counterpart TD Canada Trust.
TD Bank’s Cross Border Services
TD’s cross-border banking program has several products and services that can help Canadians manage their finances on both sides of the border. The current cross border services include:
· Easy access to your money in the U.S. through over 1,875 TD Bank ATMs and over 1,300 TD Bank stores (branches)
· Simple and easy ways to transfer money between TD Canada Trust accounts and TD Bank U.S. accounts
· The ability to open U.S.-based accounts at TD Bank, America’s Most Convenient Bank while in Canada
· Hassle free access to U.S. dollar personal credit products such as mortgages and credit cards
· Simplified access to both your TD Bank and TD Canada Trust accounts online through one sign on access
Different Country. Same Great Experience.
Quinn says the need to create cross border banking solutions was important to TD Bank Group because the number of Canadians who conduct U.S. dollar business has doubled in the past 5 years. With TD Canada Trust’s new cross border services Canadians can get support 24/7 from anywhere within North America. Canadians can move money across the border either in-branch or by the phone.
TD Bank is the first in it’s industry to introduce this type of cross border banking service and I can say that I will be a client for a very long time.
Photo by striatic
Kristina Tahnyak
Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.
Actually, iirc Royal Bank has had single sign on and online transfer quite a while ago but devalued it greatly in 2011 when RBC Centura USA closed their brick and mortar branches in favour of becoming an online bank… And then botching the transition.
That being said, I have only banked cross border with TD and have been quite happy with their service but in-branch training on cross border products is next to nil. Only the cross border phone group knows much about it.
Despite their in person shortcoming, I’m quite happy with the service and use it for mostly crossborder shopping, not business.