Good Morning Dinks and Happy New Year. Yes you got it right this is another post about New Year’s resolutions.  I know that you have probably read tons of posts about the goals that people achieved in 2012 and the new goals that people have set for 2013 and (unfortunately) this post is no different.

I think it’s important to reflect on the past so that we know where we are headed in the future. After a few rough personal and financial years I am happy to say that 2012 was a great year for me.  I finished my first book, I attended 2 different blogging conferences, I took two trips to NYC and I finally went to Boston; so all and all it was a totally great year.

I love setting personal goals because I love the feeling of accomplishing something.  What do you want to accomplish in 2013?  The more you share your goals the more your friends and family can encourage you to achieve them.  Setting goals is the easy part – working towards them and achieving them is the hard part. Sometimes we just need a little encouragement to get it done!

In 2013 I would like to speak at a conference, I enjoyed my blogging conference experiences last year and I would love to take a more active role in 2013.  I would really love to spread the word about my new book through speaking appearances and promoting the book online through other blogs. I know that it’s going to be hard work but I am actually looking forward to it.

So let me ask you again…what do you want to achieve in 2013? Maybe you want to save more money, maybe you want to max out your IRA, maybe you want to pay off debt or maybe you want to take a really nice vacation.  Tell us about your goals and the steps you are taking to get there.

Let’s check out the goals some of our blogging friends have set for themselves in 2013:

Shannyn from Frugal Beautiful wants to run 600 miles in 2013, max out her Roth IRA and get her dream job when she moves back to Chicago.

J. Money from Budgets are Sexy wants to relocate to a slightly warmer climate and a slightly cheaper cost of living in 2013.  He is thinking about the Carolinas.  Anyone have any advice or suggestions for him?

Suzanne Cramer from Enemy of Debt wants to be debt free in 2013 so she joined The Debt Movement.  If your New Year’s resolution in 2013 is to become debt free then you should definitely consider joining The Debt Movement.  It’s a personal finance support group to help people pay off their debts and achieve financial freedom.

Cait from Blonde on a Budget paid off her debt and learned to save money in 2012; she is hoping to continue her good financial habits into the New Year. Cait learned that progress, no matter how small it is, is still progress. She is very proud of her accomplishments and you should be too if you achieved your goal(s) in 2012.  (Don’t forget to tell us about them)

Retire by 40 set personal goals for the whole family in 2012 and they are very happy to all have achieved them.  Setting personal goals as a family is a great way to stay on track and motivate each other to achieve your goals by your target date.

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Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.


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Avatar photo About Kristina Tahnyak

Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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