Good Morning DINKS. We have discussed many times on this Dinks Finance why we love to use our credit cards. We have also discussed when and why we choose to swipe our credit card including the added benefits, the extended warranties, and the convenience of using our credit cards.
There is usually a consensus among readers that we always like to use our credit card because we all like to reap the cash back rewards. Today we are reviewing some of the best credit cards with the best cash back rewards.
Cash Back Credit Card Rewards
– TD Bank offers 5% cash bank on their TD Cash Rewards VISA Card. Clients can earn 5% cash back on all eligible purchases during the first six months. After that clients can earn 1% cash back for every $1 spent on all for their purchases with their TD Cash Rewards VISA card. The interest rate on the TD Cash Rewards VISA card varies between 9.24% and 23.24%. However clients do receive 0% on all balance transfer for the first 12 months.
– Citi Bank offers $200 cash bank on their Citi Dividend Platinum Select VISA Card. If clients spend $1000 within the first 3 months then Citi Bank will reward them with $200 cash back. Clients earn 1% cash back on all purchases and 5% unlimited cash back when they shop at select retailers. The added bonus with this credit card is that clients earn $5 cash back on all individual balance transfers of $1500 and greater. There is no annual fee for the Citi Dividend Platinum Select VISA Card and the interest rate ranges from 15.99% to 22.99%.
– Bank of America is currently offering a $50 cash back bonus on the BankAmericard Cash Rewards credit card. When clients spend $100 on their BankAmericard Cash Rewards card in the first 60 days they will receive a $50 cash back reward bonus. In addition clients receive 3% cash back rewards on all gas purchases, 2% cash back rewards on all grocery purchases, and 1% cash back rewards on all other purchases. There is no annual fee for the Bank of America BankAmericard Cash Rewards card and clients receive an extra 10% in cash back rewards when they redeem their cash back rewards directly into their Bank of America checking or savings account.
– Chase Bank offers various cash back rewards on their Chase Freedom Credit Card. Clients get $100 cash back when they spend $500 within the first 3 months. Clients earn 5% cash back rewards in bonus categories, unlimited 1% cash back on all other purchases, and up to 10% cash back when they shop through Chase online. There is no annual fee for the Chase Freedom Credit Card and the annual interest rate varies between 11.99% and 22.99%. Clients can also make balance transfers at 0% interest rate and pay 0% interest on all purchases in the first 6 months. However, there is a balance transfer fee applied to all balance transfers onto the Chase Freedom Credit Card.
Which credit card do you use for cash back rewards?
Photo by MoneyBlogNewz
Kristina Tahnyak
Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.
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