Working on Moving To New York City

Good Morning DINKS. I think that many of us would agree that the main factor of achieving success towards any goal is to make a plan.  If you have ever worked towards achieving a personal or financial goal then you definitely know what I’m talking about. Once we have a clear path on how we are going to achieve our goal it doesn’t seem so out of our reach.

I am definitely a list person.  I make lists for everything from groceries to expenses; and I am old school so I make my lists with a pad of paper and a pen.  I like to see my to-do items get crossed off as I complete each step.  With each item crossed off of my list I know that I am one step closer to achieving my personal or financial goal.

Currently I am working towards moving to New York City.  Over the next year I will slowly start to cut all ties with my life in Canada as I get one step closer to my personal goal of living in New York City.  I am trying to hoard as much cash as possible and book as many steady income freelance jobs as I can currently handle.  This will ensure that I maintain a stable monthly income even if I don’t find full time employment as soon as I arrive in New York City.

I actually don’t even want to work in personal finance when I arrive in New York.  To be totally honest I don’t even want to work full time for a company unless the job involves being creative or unless it is related to writing.  I am going to shop my novel ideas around to agents and hopefully I will find a literary agent who will represent me as a new author. Just as I am over living in Canada I am also over working 9-5 in the corporate world of personal finance. I absolutely love my job, but I am definitely ready to move on to different opportunities.  I don’t want to live the life that I have now in New York City, I want to live a brand new life in New York City.

What is Your #1 Personal or Financial Goal Right Now?

Here are 3 Steps to Help You Achieve Your Personal and Financial Goals

Set Realistic Goals.  Think about the big picture and then break your main goal down into little individual steps that will help you achieve your goal.  Think about what steps you need to take in order to achieve your main goal, it’s more realistic (and easier) to achieve smaller goals that will lead up to achieving our main goal.  There is no point in setting personal goals if they are unrealistic and completely out of our reach.  Setting unrealistic goals just leads to disappointment when we don’t achieve them.

Find Out What You Need.  Before we set a goal we should research to find out what resources we need to help us achieve our goal.  If our goal is to buy a home in three years we should know how much savings we will need for the down payment as well as how much of a mortgage loan we afford to repay on a monthly basis.

Make a Commitment.  We should revisit our plan on a regular basis to make sure that we are still on the right path to achieving our personal goals.  If we hit a bump in the road we should re-evaluate and reset our goals if necessary.  Otherwise we can rework our goals to make sure that we still achieve our personal or financial goals by the target date.  When we make the commitment to do something we have to take all variables into consideration such as the length of time it will take us to achieve our goal, as well as how much time we can spend on working towards our goal, and how much of our monthly budget we can allocate to achieving our goal.

What personal or financial goals are you working towards right now?

Photo by Bidrohi

Kristina Tahnyak

Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.