prada bag girlLast week on my day off for our National holiday I watched a talk show that discussed Women Who Marry for Money.

I guess I always knew that this was a deal closing quality for some women. I mean, the concept of a housewife is not new. I guess I always thought that being a housewife was the man’s choice for the women. I never thought that the woman would choose to stay home on her own free will. This made me think…Is marrying for money a good financial strategy or bad financial planning?

Not working is something that we as DINKs could not understand since every day we hustle in the 9-5 grind.  I could not imagine having money on my list of criteria for a boyfriend. I have enough troubles getting my boyfriend Nick to marry me now, imagine if I added another criteria to the list.

The guest on the talk show was Elizabeth Ford who is the author of the book “Smart Girls Marry Money”. The philosophy of her book says that love and the honeymoon phase vary and fade; but in the end money will always be constant in the relationship. I agree that marriage should be an economic partnership, but I don’t agree that money should be criteria for the relationship.

In my lifetime I have been middle to upper class, totally broke, and now financially stable. I cannot stand people who ask for and expect handouts. I believe that financial wealth comes from hard work and learning from our mistakes….not from a ring and a cheque book.  I love a good success story and I respect people who work for their millions.  I also believe in hard work and the daily hustle because we can never have enough money.

Ladies (and gentlemen) let me ask you. When money is a quality that your future husband must possess, would you continue dating someone that you were not interested in just because they had a lot of money?

If you marry for money and not for love what happens when you get divorced and you need to get a job? Anyone who marries for money should have a backup plan. The backup plan should not be a divorce settlement.  If there is no Plan B people may stay in an unhappy relationship just because they have no other financial options.  In my opinion, this is very sad.

Since when did money become dating criteria? Am I jaded, or has it always been there?

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(Photo By Perfecto Insecto)


This entry was posted in Couples, Ethics, Marriage by Kristina Tahnyak. Bookmark the permalink.

Avatar photo About Kristina Tahnyak

Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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