You know you’ve been there.

While playing around the U.S. Department of Labor website I came across some information on the minimum wage – which as of July 24th, 2009, is $7.25 an hour. But as you may know, each state can set their own minimum wage levels (the higher of the two – federal vs. state – is the wage an employee is entitled to). Although most states amend their laws to match whatever the federal level is, 14 states plus the District of Columbia have a minimum wage that is actually higher than the federal level. The highest is Washington state with a minimum wage of $8.55 an hour. Interestingly enough, Washington does not have a personal income tax (or corporate income taxes for that matter). Another interesting tidbit of information from DoL is that 10 states (Arizona, Colorado, Florida, Missouri, Montana, Nevada, Ohio, Oregon, Vermont and Washington) all have their minimum wage level tied to the Consumer Price Index, which generally increases the minimum wage level. The data is certainly interesting to go through.

For more on this, check the links below.

Minimum Wage Map

Consolidated Data

Historical Data

Michael
Twitter: @michael_dink

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Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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