We wanted to share with our readers a relatively new program that isn’t widely known about from as far as I can tell.

The Loan Forgiveness program for Public Service Employees is a program where after 120 payments, or ten years of minimum payments on student loans, they are eligible for forgiveness.

The program started in October 2007, so the first loans will be forgiven in 2017.

Federal, state, or local government employees are eligible as well as those working for qualified 501 (c) (3) non-profits.

If you might be eligible, check out the regulations to make sure you set yourself up right. You will need to consolidate your loans.

I of course wish that I would have been patient to wait, but it still feels good to have them paid off and to start building up my wealth without that liability to worry about.

Cheers,

Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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