Ta Dah! The politico is reporting that the US national debt has reached 11 trillion dollars (1). If this keeps up, our Chinese creditors are going to want something more than just our full faith and credit. Keep in mind: Even if you are personally debt free, you still owe part of that national debt!

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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Budget Template
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DINK's Free
Net Worth Template

Couples Finance

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