It’s that time of year again, where American young and old take to dressing up in costumes and eating hordes of candy! Yep, Halloween!

We thought our readers would be interested in hearing just how much we really spend on Halloween.

According to the National Retail Federation, last year we spent an average of $64.82 per adult; that’s a 9.75% increase on the previous year.

This all adds up to $5.07 Billion on Halloween.

According to the NRF, 60% of adults celebrated the holiday in some way.

7.4 million American even dressed up their pets!

Now I’m a complete fan of Halloween, so don’t get me wrong, but over $5 Billion on a holiday! Living in a country as destitute as Afghanistan, as well as the others I’ve lived in, I have a hard time swallowing such abundance. I guess that is just part of the American way.

As for me, this year I’ll be a baseball coach to my 2 and a half year old nephew, who happens to be a baseball player. I’m wearing my softball clothes, and he managed to get a hand-me-down baseball outfit – complete with over sized cleats. He couldn’t be happier!

My vote, be creative and make your costume, and head to the pumpkin farm if you can!

Cheers,

Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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