By now you’ve probably heard the house of representatives has passed the bailout bill and the president had signed it. In spite of overwhelming public opposition, this law will add nearly a trillion dollars in deficit spending to the national budget and will allow unprecedented redistribution of wealth from the public coffers to private banking and businesses interests. All the while there is no guarantee it will prevent a recession.

Dear reader – make no mistake. A little bit of the American dream has just died today.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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Budget Template
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Net Worth Template

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