Hi All,

I’ve got to dash off to the university today, so there isn’t a whole lot of time to take care of blogging. But, I did want to share a couple of thoughts about how Miel and I are holding down our marriage despite being on two different continents.

First, it’s all about skype. If you don’t know about skype – you’ve got to check it out. It’s a form of internet telephony which allows you place long distance calls for free to other skype users. So, we effectively have a means of costless communication with each other. We can talk for as long as we want without paying a penny.

Second, we have twice weekly scheduled calls. We used to meet on Saturdays for finance and household chats, but now we have calls scheduled on both Wednesdays and Saturdays. We often end up taking for two or three hours and discuss all sorts of stuff, finance, taxes, our daily lives, our families, how we’re doing emotionally, etc. We’ve both got webcams so its almost like sitting in the same room.

Thanks,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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