With the holiday season creeping (more like catapulting) closer on the horizon, gift giving and receiving can be on the mind. While in theory gifts are given and received out of love, that doesn’t always mean that you love the gift.

OxFam has come up with a creative campaign called Say ‘No’ To The Horror of Rubbish Presents! (Click on the photo or link for the cute, short, advert.) Their approach is remind people what good their money can do in the place of unwanted or unneeded gifts.

For those of you less familiar with Oxfam, it is a British development, relief, and campaigning organisation that works with others to overcome poverty and suffering around the world.

There are all sorts of creative ways that your money can help others in need. For instance:
Manage A Forest
Provide Training
Provide the Gift of Water
Provide an Education
Buy a Goat!
& So much more!

So this year, think before you buy someone a potentially rubbish present!

Happy Holidays!

Miel

P.S. For those less familiar with British terminologies, we are talking about rubbish, crap, and shite presents!

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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