I’m always a little skeptical when I hear predictions about financial doom and gloom. But, here’s an interesting story from NPR. Among the nuggets it offers: 1/2 of households aren’t making ends meet, paying cash reduces your expenses and saving is the best way to deal with financial shortfalls.

Click here for the story.

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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