Most of us would rather avoid looking at our phone bill in detail. At the same time, this is a common way for fraud to occur. Check out this short clip from consumer reports to know how to avoid extra charges on your bill.

Also keep in mind that phone fraud happens in bizarre ways. A friend of mine actually had her identity stolen and used to set up a home phone account. They happened to do this in city she had never lived and while she had proof of living out of the country at the time, but it still took a long time to resolve and took a toll on her credit record.

Precaution and vigilance can pay off.

Best,

Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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Budget Template
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