Greetings again from Kinshasa!

It appears that it’s still Christmas in Kinshasa. Everywhere you go there are Christmas trees and lights in restaurants, on buildings, and along the boulevard. Of course there is the obvious strangeness of coniferous trees in a tropical locale, but luckily I haven’t seen any fake snow yet.

What is more noteworthy for the blog is the fact that it’s already mid-January and it’s still Christmas here. This shows the obvious lack of holiday consumerism that we see in the states. I went in to a CVS on December 26th and watched them putting up the Valentine’s displays. We live in a society that plays on any possible consumption producing spree that can be induced by a holiday.

Whether we like it or not, most of us have a difficult time avoiding this consumerism. At least from what I can tell, luckily they haven’t found a way to taint holidays like Martin Luther King, Jr. Day.

Merry Christmas!

Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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