There is a new movie in theaters called ‘In Pursuit of Happiness”. Will Smith plays a marginally employed salesman who becomes homeless while pursuing a career as a stockbroker. While the movie is supposedly touching and well done, the real driver behind the film is that its basically a true story.

The inspiration behind the film is a man named Chris Gardner. Like the movie, Chris Gardner became marginally employed and lost his apartment while pursuing an internship at the brokerage firm Dean Witter. While he was living on the street, he managed to ace his internship and was hired by the firm.

Chris’s story is a modern day Horatio Alger tale, its a rags to riches story that exemplifies the values of parenthood, hard work and pursuing ones dreams. If you don’t get a chance to check out the movie you might consider looking at Chris’s webpage. He’s got more details of his story as well as some pictures of him and famous people.

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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