Things aren’t always milk and honey for married couples. To illustrate this point, I just stumbled across a posting by Paul over at Priceplus. Apparently his wife and he have a serious disagreement about spending and credit card debt. So serious in fact they’ve started hiding money and lying to each other.

While I’m NOT an expert by any means, feel free to check out Paul’s blog, maybe you can offer some helpful advice.

To be entirely frank, Miel and I have had our fare share of disagreements about money. In fact, we had a couple of hairy conversations regarding our prenup and more recently have clashed a bit over paying for grad school.

That said, Miel is really a wonderful wife and partner, so none of our disagreements have been all that bad. In fact, Miel has some good things to say about dealing with martial financial conflict and she’s good at putting them into practice. I recommend you take a look at her post on fighting fair.

Happiness and harmony to all!

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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