This morning as I was waking up over breakfast, I heard an interesting interview on NPR. The guy on the radio was a personal finance expert and was advising young twenty-somethings on how they should manage their money. The interview was pleasantly brief and had some interesting comments on demographics and cash. Provided you have a few spare minutes, you might want to check it out.

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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