Mortgage calculations are covered elsewhere on the web. This calculator is handy because it shows you the amortization schedule of your loan. This is important as the amount you pay on the loan will decline over time. Its also important to know about the amortization because as your loan is paid off, your amount of home equity and thus your wealth increases.

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MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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DINK's Free
Budget Template
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DINK's Free
Net Worth Template

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