This calculator will show you how much you’ll save over the course of your lifetime when permanently switching from any given high priced buying habit (name brand) to its functional, less expensive equivalent (generic).

Plus, it will also show you how much interest you could earn if you were to invest all or part of those savings as you realized them. As you’re about to see, “a penny saved” can REALLY ADD UP

Enter your current age:

Enter the age you plan on retiring at:

Enter the age you expect to live until:

Enter the price you are currently paying for a higher priced product or service:

Enter the price of a lower-priced functional equivalent (generic):

Enter the number times you purchase this item per month:

Savings Per…
Purchase: Month: Year:

Retire: Lifetime:

Enter the average annual interest rate you might expect to earn if you were to deposit these savings into an investment as they were realized:

This is how much your investment will be worth at retirement age:

This is how much you would be able to withdraw from your investment during each month of your expected retirement:

This is the total future value of your invested savings between now and your life expectancy:

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MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

Click Here to Download
DINK's Free
Budget Template
Click Here to Download
DINK's Free
Net Worth Template

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