Good morning Dinks. Have you ever spent money and then felt totally ripped off? I know I have. I absolutely hate wasting money from ordering a meal that doesn’t taste good to buying an outfit and seeing it go on sale a week later.
Financial author and columnist Ellen Roseman feels the same way. I recently had the pleasure of meeting Roseman and I have to say her new book Fight Back: 81 ways to help you save money and protect yourself from corporate trickery is truly inspiring.
We can stand up for ourselves at the office, with our spouse and with our family – so why not with our money?
Roseman’s new book is on sale now at Amazon and we are giving away an autographed copy to one lucky winner. Enter below to win, but first here’s a sneak preview…
5 ways to fight back against corporate trickery and keep your money thanks to Ellen Roseman:
1. Look beyond the big banks for higher savings rates. Negotiating with your bank and being a loyal customer will only take you so far. Sometimes you need to take matters into your own hand and beyond your banking comfort zone to find bigger and better rates.
2. How to fight back when you miss a discount you deserve. If you are a senior or a student you may be eligible for discounts that aren’t automatically applied. If you think that there may be possible discounts coming your way – just ask. The worst thing they can say is no, but you don’t know until you ask.
3. Find the best credit card if you carry a balance. Due to the overwhelming choice of credit cards on the market sometimes we just pick the most convenient option, but it’s not always the best option. If you carry a balance on your credit card try to find a credit card with a low interest rate or free balance transfers. Don’t settle for just any old credit card; use the credit card selector tool on your bank’s website to help find the best credit card for you.
4. How to fight back against bad financial advice. Every time you go to the bank you may be pressured to make an appointment with a financial advisor. Many people are skeptical about the advice they receive because they aren’t sure if it’s a sale pitch or genuine financial planning solutions. Don’t be nervous to ask your financial planner questions: Are you registered with a securities commission? Where did you go to school? What licenses do you hold? Ask questions to make sure you feel comfortable with the advice you are getting.
5. How to cut the cost of your home phone service. Land lines or cell phones, which option is the cheapest? If you think you are overspending on your monthly home phone service there are ways you can save money on your bill: shopping for a deal within your budget and contact your provider to see if they can match the offer.
Now it’s time for the giveaway!
Enter below to win your own, autographed copy of Fight Back: 81 ways to help you save money and protect yourself from corporate trickery by Ellen Roseman.
It’s real easy to enter, just use the Rafflecopter link below.
The lucky winner will be announced on Boxing Day – December 26, 2013.
Sounds like an awesome book that I would like to read!
Pingback:Credit Tips from an Expert - DINKS Finance | DINKS Finance