It is said that we get what we pay for and I definitely believe that this is true. There are some things in life that are worth the expensive price such as great food and a good bottle of wine. However, some other gimmicks are just not worth buying.

I feel that it’s ridiculous for my boyfriend Nick to pay $80 per month from September to January for the NFL Sunday ticket sports package channels.  I completely do not understand why my boyfriend needs to have access to 16 NFL football games every week, when he can only watch one (or two with picture in picture) at a time. However, life is all about choices, and that is his choice.

While we are on the subject of useless television channels, do any of you have “The Aquarium Channel”?  I discovered that I am actually paying for a channel that fills my television screen with swimming tropical fish and soothing relaxing music 24 hours a day.  In my opinion, this is the summer equivalent of the “Yule Log Channel” that comes out around the holidays and displays a burning fireplace with Christmas songs.

A few months ago I ordered the Slap Chop from the infomercial on television. I thought to myself it would be a great idea because I eat a lot of vegetables. I hoped it would cut my cooking chopping time in half.  However, I am sorry to report that I am not a fan of the Slap Chop. It’s a good thing that I received a free second Slap Chop with my order because my first one broke within a month.  The slap chop does not cut through the skin of vegetables such as onions and peppers, which is also disappointing.  In my opinion, everyone should save their $19.99.

I am outraged at the current price of Breakfast Cereal. What is up with the price of breakfast cereal? Kellogg’s, Quaker Oats, and Post are multimillion and in some cases multibillion dollar companies.  They must have research and development budgets to create more efficient manufacturing, therefore enabling them to bring down the cost of a box of cereal.  Seriously, have you ever noticed the outrageous cost of breakfast cereals? A box of Post Nesquick cereal is over five dollars.  A family size box of Lucky Charms is close to ten dollars, and the most outrageous of all are the new mini Mini Wheats by Kellogg’s at over $6 for a small box.

Please don’t get me wrong.  There are some things that I consider overpriced but I still choose to purchase. I don’t mind spending money at the grocery store.  Everyone has to eat.  The more I spend at the grocery store, the less I spend on eating out. However, I also don’t mind spending money on takeout food.  I am cautious about how often I actually sit down and eat at restaurants because I feel the cost usually isn’t worth the price. However, I usually don’t think twice about grabbing a sandwich or Chinese food on my way home from work.

Another purchase I never regret making is buying anything under $9.99. If I see something that I may or may not want I won’t hesitate to buy it if it’s under $10.  I won’t be upset or lose sleep over $10.  If I don’t buy it, but then I decide the next day that I do want it, it may not be there when I go back.

The price is always my deciding factor when I’m deciding to buy or not to buy something.  What item is definitely worth the price for you?

(Photo By Horia)

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Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.


This entry was posted in Extra $, Money Management by Kristina Tahnyak. Bookmark the permalink.

Avatar photo About Kristina Tahnyak

Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.

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1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

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